Germany-based AllUnity, a BaFin-regulated e-money institute and joint venture between DWS, Flow Traders, and Galaxy, has introduced CHFAU, a stablecoin denominated in Swiss francs.
Backed 1:1 by Swiss franc reserves, CHFAU is positioned as one of the first fully compliant Swiss franc stablecoins with EU’s Markets in Crypto-Assets Regulation (MiCAR).
AllUnity reports that from concept to launch, CHFAU was developed within approximately three months following initial client engagement which highlighted institutional and corporate demand for a regulated digital Swiss franc across payments, settlement, and treasury operations.
Technical and regulatory framework
CHFAU is launched on the Ethereum blockchain as an ERC-20 token, compatible with various Ethereum-based wallets and protocols. AllUnity intends to expand the token’s presence on additional blockchain networks later in 2026. As an e-money token under MiCAR, CHFAU requires regulatory reporting that AllUnity describes as offering institutional-grade transparency.
Institutional clients can access CHFAU without cost through AllUnity’s Mint platform. The stablecoin is designed to support 24/7 cross-border settlement, institutional treasury workflows, and participation in digital asset markets.
According to Alexander Höptner, CEO of AllUnity, the launch marks a milestone in the company’s mission to create a regulated digital payments ecosystem in Europe. Höptner noted that the rapid development showcased the scalability of AllUnity’s multicurrency platform, aligning with plans for broader use cases beyond the current scope.
Expansion into Multicurrencies
CHFAU joins EURAU, AllUnity’s existing euro-backed stablecoin, in the company’s multicurrency framework. The introduction of a Swiss franc-denominated token enhances AllUnity’s support for fiat currencies on-chain, targeting applications in cross-border payments and digital asset settlement where currency flexibility is beneficial for institutional participants.
The wide use of the Swiss franc in international finance and trade underscores its significance for treasury and settlement workflows outside the eurozone.
