Zindigi has introduced a Visa Virtual Debit Card, enhancing its digital payment offerings. This secure solution can be generated via the Zindigi app in collaboration with JS Bank.

Targeting Gen Z and millennials, Zindigi is a digital banking platform that provides customers with a customisable mobile app for a tailored banking experience. It also offers savings and investment products designed to meet the unique financial needs of its user base.

The virtual card’s main features

This virtual card focuses on convenience and security, allowing users to create it instantly for immediate use in online transactions or international services. It benefits from 3D secure authorisation to safeguard against fraud. Notable features include the ability to activate or deactivate the card, switch between local and global transactions, and set spending limits.

Zindigi’s initiative aligns with its mission to transform Pakistan’s financial landscape. As one of the top-down financial apps in the country, it has significantly grown wealth management services and introduced features such as in-app stock trading, USD accounts for freelancers, and customisable banking options.

Additional developments from Zindigi

In September 2024, Zindigi launched Zindigi Pay, a contactless payment solution. This network became one of the largest in Pakistan, ensuring widespread availability across the country. Zindigi Pay facilitated the adoption of digital payments and aligned with the State Bank of Pakistan’s vision for interoperability and convenience among various digital wallets.