Following another closed-end second lien (CES) securitization issuance, the latest announcement adds to Vista Point’s total of over USD 800 million. Since its inception in 2019, Vista Point has acquired and originated more than USD 5.8 billion in non-agency residential loans. The recent USD 227 million CES issuance marks a significant milestone shortly after the introduction of an adjustable-rate HELOC to wholesale and correspondent business partners.
Vista Point’s Commitment and Capabilities
By combining the expertise of senior management and operational teams in residential agency and non-agency mortgage products, Vista Point offers a comprehensive suite of non-agency first lien, closed-end second lien, and HELOC owner-occupied and investor mortgage loan offerings across nearly all 50 U.S. states. Through various channels, their solutions address the financing needs, demands, and preferences of both self-employed and W-2 borrowers who are currently underserved or overlooked by traditional lending platforms.
Recognizing its position at the intersection of alternative credit and non-agency residential mortgages, Vista Point aims to provide diversified investment opportunities for investors in whole loans, securitized products, or structured forms that align with their investment goals and operational requirements. The firm also has the capability to co-invest with its partners, ensuring alignment with user interests.
Additionally, Vista Point emphasizes building strong business-to-business relationships to generate optimal returns for investors and drive growth. Their focus is on establishing long-lasting collaborations that ultimately foster mutual success.