Visa has introduced a software development kit to enable its clients using the Visa Acceptance Platform to offer Tap to Pay on iPhone.
This new offering allows payment service providers, independent software vendors, and direct merchant clients to accept contactless payments directly through an iOS application without requiring additional card readers or payment terminals.
With the ability to accept contactless credit and debit cards, Apple Pay, and other digital wallets on a compatible iPhone, this solution aims to support Visa and other major card networks while ensuring secure transactions via near-field communication technology.
Enhanced Payment Capabilities for Merchants
According to the official release, payment service providers and independent software vendors can now integrate Tap to Pay on iPhone through Visa’s SDK. Direct merchant clients using the Visa Acceptance Platform will also benefit from this capability by incorporating it into their applications.
Payzli, a leading payment service provider, has become the first client to launch Tap to Pay on iPhone via Visa’s SDK, enabling its merchant base to accept payments without additional hardware investments. Other providers are expected to follow suit in the coming months.
The technology ensures security by leveraging built-in iPhone features. Transaction data is protected, and card numbers and transaction information are not stored on the device or Apple servers.
Businesses will need an iPhone XS or later model running the latest iOS version to utilize this feature. The setup process is quick, taking only minutes rather than extended implementation periods. This solution caters particularly well to mobile businesses, pop-up retail environments, and event-based commerce.
This development further expands the Visa Acceptance Platform’s functionalities beyond traditional point-of-sale systems, positioning contactless payments as a software-driven function instead of a hardware-dependent service. It aligns with industry trends toward integrated payment solutions within existing business devices.
