Visa has introduced Intelligent Commerce Connect, a new initiative aimed at streamlining businesses’ engagement in agentic commerce.
This solution can be accessed via a unified integration on the Visa Acceptance Platform and is intended to facilitate connections for agent builders, merchants, and payment facilitators. It is designed to work across different networks, protocols, and token vaults without bias.
Collaboration Highlights
About a week ago, Visa and Ramp announced an expanded partnership that includes a prolonged issuing agreement and advanced technological integration covering Visa Intelligent Commerce and the Visa Trusted Agent Protocol.
The new solution integrates Visa Intelligent Commerce APIs for handling agent purchases made with Visa cards as well as those from other networks. It ensures secure payment initiation, tokenization, spending controls, and authentication through a single interface.
Support for Various Protocols
Intelligent Commerce Connect accepts payments initiated by agents across significant protocols such as the Visa Trusted Agent Protocol, Machine Payments Protocol, Agentic Commerce Protocol, and Universal Commerce Protocol. This ensures compatibility with various standards that are emerging in the agentic commerce landscape.
For merchants, this solution offers a way to make their product catalogs visible on AI platforms. It allows for the display of inventory details, descriptions, specifications, and prices within AI-driven agent experiences, aiding consumer discovery and checkout processes.
In terms of payment enablers who manage transactions on behalf of merchants, Visa can oversee orchestration and maintain PCI compliance standards.
Vendor Independence
The integration is compatible with major token vault providers, ensuring that agents do not get locked into using a single vendor. This modularity allows for easier connectivity to existing credential infrastructure through the Visa Acceptance Platform, which serves as a suite of payment tools supporting global online and in-app transactions.
In closing, Andrew Torre, President of Value-Added Services at Visa, emphasized that Intelligent Commerce Connect introduces secure, scalable payment acceptance systems into AI-based commerce environments. This will enable businesses to allow AI agents to make purchases on behalf of consumers without compromising security.
