Trulioo Participates in Google’s Agent Payments Protocol Initiative

2025-12-05

Trulioo has stepped into Google’s Agent Payments Protocol (AP2) initiative, aiming to enhance trust and security in agent-led payments.

This move underscores Trulioo’s commitment to deepening its partnership with Google. Through the Trulioo Global Identity Platform, which is crucial for Know Your Customer (KYC) verification across various payment activities including fraud prevention and abuse mitigation, Trulioo can now play a more active role in AP2.

Designing a Secure Framework for Digital Payments

The Agent Payments Protocol (AP2), initiated by Google, aims to establish an open, secure, and standardized framework. This protocol is intended to connect financial institutions, fintechs, and merchants via a unified, protected infrastructure that facilitates the use of AI agents to initiate and complete transactions on behalf of users.

AP2 promotes transparency, authorisation, and compliance by establishing common standards for agent-led transactions. By integrating with AP2, Trulioo can contribute its expertise in identity verification, helping to build a trust framework within Digital Agent Passports (DAP).

Enhancing Trust Through KYA and DAP

In line with the AP2 initiative, Trulioo plans to leverage its Know Your Agent (KYA) framework alongside DAP. This combination is expected to introduce a verifiable trust layer into the AP2 ecosystem, ensuring that every digital agent is authenticated, authorised, and accountable before any transaction takes place.

By participating in this protocol, Trulioo will contribute to developing an autonomous payments architecture where agents can transact transparently, responsibly, and at machine speed. This move aligns with the broader vision of trusted agentic commerce.

The Agent Payments Protocol (AP2) was launched by Google in September 2025, designed as a payment-agnostic framework that supports agent-led payments across multiple platforms. It builds on the existing Agent2Agent (A2A) protocol and Model Context Protocol (MCP), adhering to industry standards.

Google has been collaborating with over 60 organizations to advance agentic payments, including Adyen, American Express, Ant International, Coinbase, Etsy, Forter, Intuit, JCB, Mastercard, Mysten Labs, PayPal, Revolut, Salesforce, ServiceNow, UnionPay International, and Worldpay.