Global verification and anti-fraud service provider Sumsub has released the second iteration of its Global Fraud Index, in collaboration with Statista and CryptoUK.

Focus and Objectives

The index examines fraud trends across 112 countries, aiming to support regulatory bodies, governments, and businesses in comprehending and addressing fraudulent activities. Sumsub notes that institutions throughout Europe are now confronting the limitations of traditional fraud defenses amid a growing AI risk landscape where deepfakes and synthetic identity document frauds play significant roles.

Technology Providers’ Perspective

According to Statista, the second edition of the Global Fraud Index underscores that effective fraud protection transcends geographical boundaries, emphasizing governance as the key factor. For technology providers, they must prioritize continuous monitoring akin to system uptime and integrate verification systems, information sharing among organizations, and robust incident response mechanisms into their operations.

Key Findings

The 2025 Global Fraud Index highlights several significant insights:

• Luxembourg, Denmark, Finland, Norway, the Netherlands, Switzerland, New Zealand, Sweden, Austria, Singapore, Slovenia, Israel, Malta, Lithuania, and Australia lead as top 15 countries with strong safeguards against digital fraud.
• Pakistan, Indonesia, Nigeria, India, Tanzania, Uganda, Bangladesh, Rwanda, Azerbaijan, Sri Lanka, Ethiopia, Brazil, Armenia, Kenya, and Colombia are among the least protected nations.
• The UK’s fraud readiness has declined by six positions, placing it at 47th compared to its earlier ranking of 41st. This drop is attributed mainly to deteriorating economic conditions and weakened government intervention on fraud, though Sumsub notes that the Online Safety Act represents progress.
• France also experienced a decline in economic health, dropping from 15th place in 2024 to 32nd position in 2025. However, resource accessibility for France increased, placing it at 16th compared to its previous rank of 21st.
• The United States saw a substantial drop by 36 positions, from 55th to 91st. Remarkably, the U.S. holds the highest government AI readiness index globally.

Sumsub continues to release annual whitepapers based on its research findings to inform stakeholders about evolving fraud trends across various sectors including fintech, crypto, iGaming, EdTech, and online dating.