Paysecure, a payment orchestration platform, and Yaspa, a UK-based fintech company that specializes in payments and identity solutions, have formed a strategic partnership to incorporate Yaspa’s Open Banking capabilities into Paysecure’s ecosystem.

This collaboration allows merchants to leverage account-to-account payments and real-time financial intelligence through a single integration along with the network of over 500 payment service providers, acquirers, and alternative payment methods globally offered by Paysecure.

Yaspa’s Intelligent Payments solution facilitates instant bank-to-bank transfers based on Open Banking infrastructure while simultaneously analyzing real-time financial behavior at the point of transaction. This system integrates live bank data with AI-driven analysis to provide identity verification, financial health assessment, and risk signals, enhancing payment processing beyond standard transactions.

Unified intelligence and routing

Paysecure’s orchestration platform employs AI-powered smart routing and transaction behavior analysis to optimize payment flows based on various metrics such as spending patterns, currency, fraud indicators, and provider performance. Combining these capabilities with Yaspa’s account-level financial data enables merchants to benefit from enhanced payment method selection, reduced transaction risk, and more personalized user experiences within a unified platform.

Mike Peplow, Paysecure’s Chief Operating Officer, stated that this partnership brings together two data-driven platforms to help merchants transform their customer journey, offer diverse payment options, and improve transaction management. Justin Fraser, Yaspa’s Chief Revenue Officer, noted that the integration provides operators with unprecedented levels of intelligence and data from a third-party payments solution.

This collaboration follows Bolt’s recent partnership with Paysecure to integrate its one-click checkout feature into Paysecure’s cashier, aiming to recognize returning customers and streamline their purchase process.