PayDo, a global payment platform, has recently announced its role as a principal acquirer for both Apple Pay and Google Pay. This move allows merchants using PayDo Checkout to accept digital wallet payments directly through PayDo’s own acquiring infrastructure instead of relying on external partners.

Before this development, Apple Pay and Google Pay were available via PayDo Checkout along with over 350 other payment methods. However, the direct acquiring capability now removes the dependency on third-party providers, giving merchants more control over their payment acceptance infrastructure while also mitigating potential operational limitations imposed by external partners.

Strategic Context and Unified Payment Solution

The new acquisition capability follows PayDo’s launch of direct acquiring for Visa and Mastercard late in 2025. This development further integrates digital wallet payments with existing card transactions, enabling merchants to manage multiple payment methods through a single provider.

For merchants, the introduction of direct acquiring for Apple Pay and Google Pay aims to streamline transaction processing, minimize unnecessary steps during checkout, and deliver a consistent customer experience. By consolidating both card and digital wallet acquiring under one platform, PayDo seeks to simplify the management of diverse payment infrastructures across various relationships.

The overall strategy aligns with PayDo’s goal of creating a unified financial ecosystem where merchants can handle payment acceptance, accounts, settlements, and financial infrastructure through a single regulated platform.

Commenting on the announcement, Serhii Zakharov, CEO and Founder of PayDo, emphasized that payment fragmentation acts as a barrier to innovation. He noted that expanding direct acquiring to Apple Pay and Google Pay empowers merchants with greater control and independence while offering them trusted payment options for their customers.