Payabli has informed that it is assisting the Huntington National Bank in enhancing its online banking portal to incorporate seamless and fully integrated payment and financial services.

As a result of this development, business clients of the bank are anticipated to be able to process payments, issue transactions, and oversee operations without needing to navigate away from their existing platform.

This partnership builds upon Huntington’s recent minority stake in Payabli, signaling a more substantive collaboration than what is typically seen in vendor-client relationships.

Capabilities and Technical Foundation

Based on the official press release, the embedded payment solution leverages Payabli’s modular APIs and interface components. It supports various payment methods including card, ACH, Apple Pay, and Google Pay for receiving payments, while making disbursements through ACH transfers, vendor links, and OCR-enabled payouts. Additionally, it streamlines the onboarding process for merchants and offers real-time data access to consolidate accounts receivable and payable functions within a unified banking interface.

Designed to streamline payment processes and offer businesses enhanced insight into their cash flow, this architecture aligns with the priorities of mid-market and commercial banks seeking cohesive financial tools.

Strategic Perspective

This move reflects a broader trend in commercial banking where institutions are increasingly adopting API-first infrastructures to modernize their systems and strengthen client relationships. By embedding financial services directly into their platforms, banks aim to retain business clients and collect richer transaction data.

For Huntington, the integration is seen as an investment in its B2B payment offerings at a juncture where corporate banking customers increasingly expect similar levels of workflow integration found in enterprise software. For Payabli, this agreement underscores the platform’s potential for bank-led distribution, a channel it has been developing from the start.

The market for embedded payments continues to attract substantial institutional interest as banks recognize that controlling the payment experience is both commercially and strategically beneficial.