Mirakl and J.P. Morgan Payments have entered into a strategic global agreement to integrate their commerce and payment capabilities, offering an end-to-end solution for agentic commerce targeting large enterprise merchants.

By merging Mirakl Nexus, Mirakl’s agentic commerce platform, with J.P. Morgan Payments’ payment processing and fraud management infrastructure, the partners aim to streamline the AI-driven purchasing experience for enterprises without necessitating complex integrations on their part.

Overview of the integrated solution

Mirakl Nexus will take charge of the entire order lifecycle and commerce orchestration, from discovery through to post-purchase, while J.P. Morgan Payments will handle payment execution and risk management.

This collaboration ensures AI agents have access to accurate product details, inventory, and pricing, allowing for verified and user-controlled purchasing without the need for merchants to develop bespoke agentic protocols.

Governance is highlighted as a key differentiator in this partnership, encompassing verified agent identity, user consent mechanisms, spending controls, and market interoperability. J.P. Morgan Payments is also developing tools to assist merchants with managing agentic fraud risk and integrating with consumer-facing AI agents.

The combined solution is currently being piloted with selected retailers and merchants, with wider availability anticipated in 2026.

Adrien Nussenbaum, Co-founder and Co-CEO of Mirakl, views this partnership as a means to build a foundational layer for an era where AI agents can shop autonomously. Mike Lozanoff, Global Head of Merchant Services at J.P. Morgan Payments, underscores that the real differentiator in agentic commerce will be governance rather than the technology itself.