Recently, Liberis has launched its first Buy Now, Pay Later (BNPL) financing product in the United States through a partnership with Vagaro, an influential business management platform. This initiative is aimed at enhancing small business access to financing options seamlessly integrated within their checkout experience.
Through this strategic collaboration, Vagaro will incorporate Liberis’ Pay with Liberis as Capital for Hardware into its suite of services. Small and medium-sized enterprises (SMEs) can now use this service to finance essential hardware or point-of-sale equipment purchases ranging from $500 up to a maximum of $10, 000. However, the initial phase will limit funding to $3, 000.
Repayments will be automatically drawn as a percentage of future revenue with no penalties for early repayment. The disbursement process is streamlined, directly transferring funds to Vagaro to ensure a smooth transaction experience for merchants.
Funding Barriers in Niche Service Sectors
Liberis and Vagaro collaborated to create an embedded financing tool specifically addressing the unique funding challenges faced by small companies operating in the beauty, wellness, and fitness industries. According to Liberis representatives, businesses in these sectors often encounter fragmented access to financing, necessitating tailored solutions aligned with their revenue cycles.
The BNPL functionality is now accessible within Vagaro’s platform, allowing merchants to manage repayments and financial information directly from their dashboard. Additionally, this new offering connects seamlessly with other funding solutions provided by Liberis through Vagaro Capital.
Vagaro officials emphasized that the partnership with Liberis was designed to simplify financing processes for merchants and reduce barriers to securing growth-related funds. They highlighted that this joint product is part of an effort to prioritize merchant needs and improve access to capital. Currently, Pay with Liberis is available exclusively to Vagaro customers in the United States, but plans for expansion into additional markets are underway for 2026.
