Klarna has extended its payment solutions to Apple Pay in France and Italy, allowing eligible users to opt for buy now, pay later (BNPL) or alternative flexible payment options at checkout.

Consumers can now use their iPhone or iPad for online purchases, in-app transactions, or make in-store payments via their iPhone. This move offers shoppers more control, convenience, and transparency while giving them a wider range of payment choices. It builds on the strong consumer interest seen in Denmark, Spain, Sweden, the US, UK, and Canada where Klarna’s services have been integrated into Apple Pay.

Expanding Across Europe

With this new offering, customers across eight countries can now choose Klarna through the secure and familiar Apple Pay process. Eligible users can split their purchases into three monthly installments or opt for interest-free payments over up to 30 days. For larger purchases, they can spread payments over a longer period with competitive interest rates starting at 0%.

To use Klarna on Apple Pay, customers simply select the service at checkout and tap ‘Pay Later’ to explore their payment options. Before any transactions are approved, Klarna conducts underwriting checks to ensure responsible lending practices, while Apple does not retain any personal transaction data linked to the user.

Klarna noted a growing demand for its services in various regions including the UK, US, and Canada, as well as Northern and Southern Europe. Expanding into France and Italy will enable a broader customer base to have greater control over their payments and choose payment schedules that suit them best. This is all achieved within an interface they are already familiar with.

As a global digital bank and payments provider, Klarna has more than 114 million users worldwide and aims to expand its commerce network to be readily available at every checkout, offering shoppers an alternative to traditional credit cards that allows greater control over their financial transactions.