Sanibel Captiva Community Bank, based in Florida and surpassing USD 1 billion in total assets by 2024, has chosen Jack Henry to modernize its core banking technology.

The bank, established in 2003, provides personal and business banking as well as residential and commercial lending services throughout Southwest Florida.

Migration and Functional Improvements

The transition to Jack Henry’s configurable core processing platform aims to automate workflows and improve service consistency. This will enable staff to focus more on customer interactions.

Jack Henry’s open ecosystem allows for continued integration with existing third-party technology, ensuring a seamless upgrade process. The new platform includes digital banking features designed to meet the evolving needs of retail and commercial customers.

The technology update is part of Sanibel Captiva Community Bank’s strategy to enhance operational efficiency and digital service delivery while retaining its community-oriented approach.

Additionally, the bank plans to open a new location on Fort Myers Beach, bringing back local banking services that were unavailable since 2022 due to recent hurricane damage and recovery efforts.

Jack Henry, headquartered in the US and listed on Nasdaq under ticker JKHY, serves approximately 7,400 financial institution clients. It offers core processing platforms, digital banking solutions, and payment processing services to banks and credit unions.

This partnership underscores regional US banks’ ongoing efforts to modernize their systems for better operational efficiency and enhanced digital service delivery, all while staying true to community-focused business models.