Fiserv Launches Digital Asset Platform with FIUSD Stablecoin
Fiserv has introduced a digital asset platform that includes a stablecoin (FIUSD), designed to integrate seamlessly into its banking and payments infrastructure. This service provides Fiserv clients with tailored digital assets, leveraging a vast network of approximately 10,000 financial institutions and six million merchants, which together process around 90 billion transactions annually.
By using FIUSD, clients can expand their operations and introduce new products and services without additional costs by utilizing existing Fiserv technology. The FIUSD platform aims to utilize stablecoin infrastructure from Paxos and Circle Internet Group, focusing on interoperability with key stablecoins. This service will be accessible via the Solana blockchain, a popular choice for stablecoin operations.
Furthermore, Fiserv is exploring deposit tokens that combine the advantages of stablecoins while offering a more capital-friendly framework for banks. The company is in discussions with other potential partners to broaden the use of stablecoins and tokenized deposits both domestically and internationally.
Officials from Fiserv emphasize their company’s readiness to promote stablecoin-powered payments and enhance access to blockchain financial services, thanks to its extensive scale, wide reach, and technological expertise. Alongside cloud-native banking and merchant platforms, FIUSD is expected to offer clients the necessary efficiency for success in today’s banking and payments landscape.
In June 2025, Fiserv partnered with PayPal to improve interoperability between their respective stablecoins, FIUSD and PYUSD. This collaboration aimed to enhance domestic and cross-border transaction speeds by integrating blockchain-based payment infrastructure with traditional financial systems.
Specific use cases for integrating these stablecoins into the payment process were identified, including:
- Merchant settlements
- Payouts
- International transfers
Both companies saw potential in stablecoins to accelerate payments and reduce dependence on conventional banking systems.
