Legal AI technology platform Clio has recently introduced Pay Later with Affirm and Clio Capital, two new financial solutions designed to enhance how law firms manage payments and funding.

In the traditional legal payment model, clients are often required to pay large retainers upfront before any work commences. This practice can be a barrier for many clients who may have predictable future incomes or expected financial outcomes. Such imbalances can disrupt both firm operations and access to justice.

Flexible payment options for law firms

Pay Later with Affirm allows eligible clients to split legal payments into biweekly or monthly installments, enabling firms to receive prompt payments while providing clients greater financial flexibility. According to Clio representatives, this approach is transparent and avoids compounding interest or hidden fees.

Clio Capital offers law firms quicker access to capital for operational support or business growth investments. This service helps firms manage uneven revenue cycles more effectively by allowing them to allocate resources with greater confidence.

Both services are seamlessly integrated within Clio Payments and Manage, ensuring that transactions are automatically reconciled and compliant with trust accounting requirements. This integration is aimed at streamlining company workflows while upholding regulatory standards.

A representative from Clio emphasized the company’s goal of reducing financial strain on both clients and firms by providing more flexible and predictable payment arrangements. They noted that embedding these tools directly into the platform supports operational stability and increases access to legal services.

Currently, Pay Later with Affirm and Clio Capital are available to Clio Manage users in the United States, with plans for regional expansion in the future.