Bitget Wallet has recently introduced the Onchain Payments Matrix, a comprehensive stablecoin payment infrastructure that encompasses Ripple, Mastercard, Visa, Tether, Circle, and MoonPay.
This system is crafted to manage over 155 million transactions, equating to more than USD 177 billion in transaction volume, across various card networks, stablecoin issuers, liquidity providers, banks, and blockchains through a unified layer of coordination.
Bridging diverse payment pathways
Designed to operate at the consumer and merchant level rather than the institutional settlement layer, the Onchain Payments Matrix stands out by differentiating itself from industry initiatives still in pilot or partnership phases. This enables stablecoins to be readily usable in everyday commerce, cross-border transactions, and emerging financial applications.
Through its diverse integrations, the network supports multiple payment channels. Crypto card programs are available across over 50 markets, while QR payments facilitate interactions with more than 2.5 million merchants in Asia and Latin America. Cross-border bank transfer and remittance corridors cover Africa and Latin America, connecting over 300 financial institutions for direct wallet-to-bank settlements.
This development occurs amid a backdrop of increasing stablecoin activity. Global stablecoin transaction volume has surpassed USD 33 trillion, with spending through crypto-linked cards growing by 525% year-over-year in 2025. However, the existing infrastructure remains fragmented across banking systems, regional payment networks, and separate blockchain ecosystems. The Onchain Payments Matrix is aimed at directly addressing this fragmentation.
Facilitating agentic commerce
Beyond consumer and merchant use, the network aims to provide programmable payment solutions for AI agents as agentic commerce moves from conceptualization to commercial deployment. Bitget Wallet has signaled that progress in this area is ongoing, with a focus on collaboration between human and machine participants.
The company intends to broaden the Onchain Payments Matrix by integrating with more global settlement networks, banks, and stablecoin issuers while extending regional payment corridors.
A company representative noted that the initiative fills an essential industry gap: the lack of infrastructure capable of consolidating fragmented pathways and simplifying blockchain complexities at both consumer and merchant interfaces.
