ACI Worldwide has teamed up with BPI Direct BanKo to enhance the bank’s payment infrastructure.

BanKo plans to deploy ACI’s issuing and acquiring platform, which will enable banks, fintechs, and merchants to deliver swift omnichannel transaction processing while adhering to changing regulatory standards.

Modernizing Payment Infrastructure

ACI’s technology facilitates real-time transaction handling through various channels such as ATMs, POS, and mobile devices, ensuring constant availability and reliability. Its modular design supports the expansion into new services and products, enabling rapid deployment of new features and functionalities.

Beyond facilitating cost reductions and accelerated development cycles, ACI’s platform aims to enhance customer experiences by improving transaction processing efficiency.

Through this collaboration, BanKo intends to replace its existing switch with ACI’s payment solutions, optimizing business capabilities. By aligning with customers’ demands and managing increasing transaction volumes, the bank will utilize ACI’s software for its robust performance and scalability features.

The new system is expected to be fully operational by the end of Q1 2026, representing a significant step in BanKo’s digital transformation journey. This upgrade aims to improve customer journeys and deliver faster, more reliable payment services nationwide.

BanKo’s commitment to making financial products more accessible and inclusive aligns with ACI Worldwide’s goal of transforming foundational solutions for a more inclusive payment ecosystem.

By adopting ACI’s technology, BanKo is bringing global standards to the Philippines, highlighting ACI’s dedication to providing reliability, convenience, and choice in every transaction.