Axal, in collaboration with MoonPay, has recently introduced Axal Yield, a new yield-generating product.

This service combines decentralized finance (DeFi) lending strategies with virtual accounts provided by MoonPay, enabling users to earn yield on stablecoin deposits.

The offering is designed to simplify access to on-chain returns through automated allocation of user funds into a diversified set of DeFi strategies.

Focusing on automated exposure to decentralized finance

Axal officials state that the system aims to minimize user interaction and eliminate common barriers like gas fees or manual reallocation. Each deposit creates a smart account governed by secure signing policies enforced via trusted execution environments (TEEs). This setup ensures enterprise-grade security while retaining full user control over assets.

MoonPay’s virtual accounts play a central role in this process, facilitating deposits similar to traditional bank transfers for real-time reconciliation and automated fund allocation. These features are part of the broader trend toward managing financial activities through decentralized infrastructure.

A MoonPay representative noted that this integration demonstrates how DeFi can support everyday financial use cases, allowing users to interact directly with yield-generating tools without intermediaries.

Axal Yield currently focuses on low-risk lending strategies across established DeFi protocols. The system uses real-time risk signals for continuous rebalancing and adjusts allocations according to market conditions. Currently supported protocols include Morpho, Euler, and Base, with plans for expansion to Solana and HyperEVM.