Based in LATAM, R2, an embedded lending infrastructure provider, has partnered with Ant International to broaden credit access for small and medium enterprises (SMEs) throughout the region.

Ant International’s investment in R2 enhances digital platforms’ ability to offer financial solutions more swiftly and securely via API-driven, white-labelled processes. This enables merchants to obtain capital through their existing channels, such as payment processors, point-of-sale systems, marketplaces, and e-commerce solutions. This partnership aligns with Ant International’s commitment to fostering growth in the LATAM region by collaborating with local businesses.

Boosting Credit Access for SMEs

The joint venture brings together both companies’ resources to drive digital innovation, combining R2’s tested infrastructure and local expertise with Ant International’s risk management capabilities. AI-driven support can refine R2’s solutions while potentially reducing credit costs.

R2’s management team will continue to oversee daily operations, ensuring sustained support for customers and partners, and expanding reach to more underserved SMEs in the region. Currently operating in Mexico, Chile, Colombia, Peru, and Brazil, R2 provides revenue-based financing via digital platform partners like inDrive, Uber Eats, Rappi, Haulmer, and PayU.

The alliance will grant R2 access to advanced technology products such as Ant International’s global credit engine. This advancement aims to enhance lending decisions’ efficiency, accuracy, and speed, thus improving SMEs’ access to credit and fostering regional economic growth.

Partnering with Ant International marks a pivotal step for R2, enabling them to integrate risk management, AI-driven underwriting, and capital allocation to deliver inclusive credit solutions. This collaboration supports millions of small and medium businesses while adhering to their mission to ensure simple and secure access to finance.