In 2025, Stripe addressed the potential of stablecoins and artificial intelligence (AI) in enhancing cross-border commerce within Asia at an event held in Singapore.

According to Stripe’s recent studies, a significant portion of businesses across Singapore, India, China, and Japan are planning to adopt stablecoins over the next two years. These firms recognize stablecoins as versatile financial tools that could streamline transactions and open up new opportunities for international business.

Currently, Stripe offers stablecoin financial accounts in more than 100 countries, such as Sri Lanka, Vietnam, and Brunei. This service enables businesses to manage their stablecoin balances, make global payments, and accept funds in both cryptocurrency and fiat currencies. Additionally, the acquisition of Bridge has facilitated a collaboration with Visa, allowing cardholders from multiple markets to utilize stablecoins for purchases.

By mid-2024 to mid-2025, more than half of Stripe’s users in Asia reported engaging in international sales activities, highlighting the growing importance of cross-border payments. In Singapore, this trend was particularly pronounced.

AI and commerce evolution

The survey indicated that by 2030, over 80% of businesses in Asia expect AI-driven sales platforms to play a significant role in their operations. Already, one-fifth of companies are piloting AI agents, with nearly half preparing for broader implementation.

Stripe has developed an AI foundation model specifically tailored for payment systems, having processed billions of transactions. Early tests have shown this model’s effectiveness in identifying previously undetected payment patterns, particularly in detecting large-scale card testing frauds more accurately than previous tools.

Expanding services throughout Asia

In its efforts to provide a wider range of financial services across the region, Stripe has introduced new payment methods such as PayNow in Singapore and GoPay in Indonesia. The company is also expanding its operations into Brazil, South Korea, and India for businesses using US-based accounts.

Despite economic challenges noted by many companies in Asia, there remains a strong belief in international growth prospects. Nearly three-quarters of respondents anticipate reaching new global customers within the next year according to Stripe’s survey findings.