Supporting Auto Shops and Customers
Auto shops, mainly small and medium-sized enterprises (SMEs), rely on Shopmonkey’s payment processing solutions to meet their business needs. Through this partnership, eligible auto shops in the US and Canada can now offer Affirm’s pay-over-time plans when invoicing their customers.
Flexible Payment Options for Both Parties
Managing repair costs can be challenging for both customers and repair shops alike. Diverse payment methods are increasingly necessary for auto shops, offering customers flexible financial options that can ease the burden of paying for repairs.
With Affirm selected as the provider, eligible customers can spread the total cost of their auto repair bill into manageable biweekly or monthly payments, starting at 0% APR. No late or hidden fees are charged to customers who use this service.
This flexibility also benefits auto shops by enhancing the checkout process and making vehicle services more accessible. It encourages customers to choose additional services or larger jobs without financial strain.
Expansion of Flexible Payment Options
In June 2025, Affirm announced a partnership with Optty to support global businesses in integrating flexible payment options through a single API integration. This collaboration enables businesses worldwide to offer Affirm’s transparent and secure pay-over-time services.
Additionally, Affirm extended its existing partnership with Williams-Sonoma, Inc., bringing its pay-over-time services to the Canadian market after years of successful operations in the US. This move aims to provide more convenient payment options for Canadian shoppers purchasing from Williams-Sonoma’s brands.










