According to a report by Bloomberg, citing an informed source, Stripe has initiated a tender offer that could be valued at over USD 140 billion.

At the end of 2025, Stripe was appraised at around USD 107 billion. The terms of this latest offer might still fluctuate as per the report from the source, and Stripe has not yet commented on it officially.

Since 2024, Stripe has frequently used tender offers to enable its employees to sell shares without the need for an initial public offering (IPO). This current tender arrangement might indicate that Stripe continues to delay its plans for a public market listing.

IPO timeline uncertain

John Collison, co-founder and president of Stripe, mentioned in January 2026, that the company is not in a rush to go public. Stripe has generally expressed satisfaction with its private company status.

The last external funding announcement by Stripe was made in 2023 when it raised USD 6.5 billion through Series I financing led by Thrive Capital. In 2024, the company reached full-year profitability.

In a recent move, Stripe acquired two companies that support stablecoin integration into its payment infrastructure: blockchain platform Bridge and cryptocurrency wallet provider Privy. The specific amounts for these acquisitions are not disclosed.

As part of organizational restructuring in 2025, Stripe reduced its workforce by about 300 employees, or approximately 3.5% of its total staff. Despite these reductions, the company has stated it will continue to hire and grow overall employee numbers.

Market positioning and operational scale

Stripe offers payment processing infrastructure for ecommerce platforms, subscription services, and marketplaces, operating in over 50 countries.

Tender offers allow private shareholders, mostly employees, to sell equity to institutional investors without shares trading on public exchanges. The valuations here are determined through negotiated terms rather than via public market mechanisms.

A valuation of USD 140 billion would position Stripe among the highest-valued private technology companies globally. Payment processor valuations often depend on factors such as transaction volume growth, take rates (revenue as a percentage of processed volume), profitability margins, and market share in key segments. Investors evaluate these against competitive positioning and total addressable market estimates.

The acquisitions of stablecoin-related businesses underscore Stripe’s strategic focus on cryptocurrency-based payment channels, which offer faster settlements and lower transaction costs compared to traditional card networks or bank transfers.