Recently, Oobit has introduced Agent Cards, a customizable corporate card solution tailored for AI agents.

As agentic AI systems transition from pilot phases to operational environments, there’s been an increasing need for specialized financial management tools. The McKinsey 2025 State of AI report suggests that 23% of organizations are already integrating these systems into their operations, with another 39% conducting preliminary tests. However, the current financial structures supporting these agents—often shared virtual cards or personal card entries in configuration files—lack dedicated controls and real-time audit trails.

Controlled Spending and Real-Time Enforcement

With Agent Cards, each AI agent is issued a unique and programmable card. This allows finance teams to set specific spending limits and merchant category restrictions without any bypass options. Every transaction—whether approved or declined—is logged with clear, human-readable reasons that can be reviewed through the same Oobit dashboard used for managing employee expenses.

Agent Cards are compatible with a wide range of AI frameworks, requiring under three minutes to set up.

Infrastructure and Compliance

The system leverages Oobit’s existing payment infrastructure, which covers over 150 million merchants across more than 100 countries. Funding is sourced directly from the company’s Oobit stablecoin treasury with Tether providing compliant issuing infrastructure, thus eliminating banking delays and foreign exchange fees associated with traditional virtual card programs.

The product launch was restricted to a select group of businesses that had undergone KYB verification, with onboarding gradually being extended to additional companies during the second quarter of 2026. This approach also addresses the growing divide in enterprise finance between autonomous software and legacy human-centric expense management tools.