Recently, Buckaroo, a payment service provider based in the Netherlands, and YouLend, an international Embedded Finance company, introduced Buckaroo Capital, a new working capital financing service that integrates seamlessly with the Buckaroo payment platform.
This innovative product is now accessible to Buckaroo’s extensive network of more than 54,000 customers across the Benelux region. Full integration into the platform is expected by summer 2026.
Buckaroo Capital enables entrepreneurs to secure financing based on their transaction data stored within the Buckaroo portal. They can apply for funds directly from their payment environment without going through traditional banking application processes. Repayments are structured as a percentage of future revenue, aligning with actual sales rather than fixed payments.
Embedded Finance Strategy and Market Context
This initiative aims to address the challenges faced by small and medium-sized enterprises (SMEs) in the Benelux region, where accessing working capital through conventional banking methods often requires extensive documentation and lengthy application procedures. Buckaroo Capital uses transaction data available within the platform to provide faster and more personalized financing based on current revenue performance.
The launch is part of Buckaroo’s broader strategy to enhance its Embedded Finance capabilities within the payment platform. In October 2025, the company partnered with Bizcuit to strengthen integration with accounting software, signaling a commitment to further Embedded Finance solutions. YouLend provides the underlying financing infrastructure for Buckaroo Capital and has an established long-term partnership with Buckaroo.
Commenting on the launch, Paul Scholten, CEO of Buckaroo, emphasized that this product facilitates quicker business growth by linking financing to platform transaction data and eliminating cumbersome application processes. Luuk Visschedijk, Head of Strategic Partnerships at YouLend, highlighted that this integration makes financing more accessible to Benelux entrepreneurs within their familiar payment environment.
