Mambu has expanded its payments hub beyond the European market, covering regions in EMEA, Latin America, and Asia Pacific after experiencing a sevenfold increase in annual payments processed by 2025.

Based in the Netherlands, Mambu provides core banking infrastructure since over fifteen years. Payments have recently been integrated into their product range, with existing clients including Western Union, BCB Group, Flowe, and Spendesk.

Platform capabilities and operational benefits

Mambu Payments operates as an API-first payments hub offering native straight-through processing, orchestration, liquidity management, and reconciliation functionalities. The platform facilitates managed connectivity to local and global payment schemes, enabling financial institutions to connect to new schemes and onboard partners six times faster than traditional methods.

Designed for centralizing payment processing and operations across various markets through a single integration layer, the platform reduces manual tasks and file handling while scaling on a cloud-native, event-driven architecture. The hub supports both established and emerging payment rails with a consistent operational experience regardless of the underlying scheme or jurisdiction.

Edouard Mandon, VP Payments at Mambu, observes that payments are becoming increasingly global yet local simultaneously, adding complexity to multi-market operations due to real-time processing. The expansion of the hub is positioned as a solution for this complexity, providing institutions access to local schemes without requiring separate integration frameworks per market.

According to Leon Stevens, VP EMEA at Mambu, payments are central to their current strategy and positioning the payments hub as part of broader efforts to modernize core banking infrastructure across lending, deposits, and payments.

Market context

The expansion aims to meet growing demand for payments infrastructure that can operate across multiple jurisdictions without increasing operational overhead. With real-time payment schemes expanding in EMEA, Latin America, and Asia Pacific, financial institutions are seeking platforms that consolidate scheme connectivity and compliance management rather than building separate integrations for each market. Mambu’s move into payments places it more directly in competition with specialist payments infrastructure providers operating in these regions.