Gr4vy, a cloud-based payment orchestration platform, has partnered with Sardine, an agentic platform for financial crime prevention. This collaboration allows Gr4vy merchants to integrate fraud detection, real-time transaction monitoring, and compliance tools such as Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) measures via a single connection, without requiring additional development.

The integration integrates Sardine’s functionalities directly into Gr4vy’s orchestration layer. This setup places risk controls alongside payment routing rather than in separate systems. Merchants can streamline fraud decision-making processes, decrease manual review volumes, and minimize false positives while preserving checkout performance. Crucially, teams can update the risk logic independently of payment routing, ensuring that they can adjust to evolving fraud trends without affecting transaction flows.

Viewing Fraud Prevention as Integral Infrastructure

This partnership reflects a broader trend in how businesses manage fraud. Given that 98% of organizations face at least one form of fraud annually,, there is increasing emphasis on integrating fraud prevention into core payment infrastructure rather than treating it as an add-on solution. Sardine currently supports enterprises across over 70 countries, leveraging device intelligence, behavioral biometrics, and machine learning to detect fraud in real time. The platform has processed protection for transactions totaling over USD 1 trillion, serving 565 million consumers and 2.7 million businesses.

Through this integration, Gr4vy merchants benefit from access to device fingerprinting, behavioral biometrics, and real-time webhook updates to detect and respond to suspicious activities. Gr4vy’s event streaming function shares transaction outcomes with Sardine’s fraud models, facilitating ongoing enhancements in detection accuracy over time. The combined approach aims to fortify fraud protection while enhancing payment acceptance rates and reducing operational costs.

By uniting in this partnership, both companies are positioned within a growing market sector that focuses on harmonizing payment and risk operations. For businesses operating across various payment channels and geographical regions, the ability to apply consistent fraud and AML controls via a unified orchestration layer addresses recurring operational challenges as payment ecosystems grow more complex.