OnePay and Klarna have introduced a new feature called Swipe to Finance.

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OnePay, a US-based fintech firm, has teamed up with Klarna to introduce Swipe to Finance. This initiative gives OnePay Cash users the chance to pay for their recent purchases in installments through the OnePay app.

Powered by Klarna, this new service will be rolled out over the next few months, enabling eligible OnePay Cash customers to transform their purchases into manageable payment plans directly within the application. Currently, it is available for debit transactions only.

Innovative Post-Purchase Payment Solutions

Post-purchase payments are now a significant part of financial management strategies. With Swipe to Finance, customers can easily and transparently manage their purchases after the transaction using the OnePay app. This innovation represents a crucial step in enhancing flexible payment options for consumers.

This partnership between OnePay and Klarna is part of a broader strategy to introduce smarter payment solutions to their customer base. It builds on an earlier announcement made in March 2025 regarding the installment-loan collaboration, with more payment products expected later this year to increase reach and build a larger customer network.

Strategic Alliances for Payment Innovation

OnePay’s recent collaboration with Google through its Agent Payments Protocol underscores the company’s commitment to advancing AI-powered payments. Joining this protocol allows OnePay to contribute to the development of secure, transparent, and convenient payment methods.

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