Open Finance company Belvo has introduced Pix Automático, enabling automatic recurring payments directly between bank accounts without the need for credit cards or direct debit setups. This development supports a transition from traditional payment methods that often posed inefficiencies and limited financial inclusion to a more streamlined digital experience.

Pix Automático capabilities

With Pix Automático, users authorize one-time payments securely through Open Finance. The authorization can be withdrawn at any time, ensuring ongoing transparency in transactions visible via the individual’s banking app. Possible applications include:

• A streaming platform renewing subscriptions for customers without a credit card.
• A gym eliminating missed payments and associated costs with a fully digital setup.
• A beverage subscription club optimizing monthly charges.
• A language school automating tuition payments with complete traceability.

Beyond serving as a new payment method, Belvo’s Pix Automático is designed to contribute to a connected financial infrastructure. This initiative allows businesses across various sectors to leverage real-time financial data for enhanced billing strategies.

Additionally, as part of the Central Bank-regulated Payment Initiation Service Provider (PISP) program, Belvo participated in the official Pix Automático pilot project. The company now provides secure infrastructure to support businesses expanding this innovative solution.

By reducing reliance on credit cards or pre-approved limits, Pix Automático enhances access to digital services for Brazilians, enabling them to subscribe more efficiently and directly to various products and services.

The introduction of Pix Automático underscores Belvo’s commitment to driving the digital transformation of Latin America’s financial sector by offering technology that fosters smarter and more inclusive payment experiences. Previously, in February 2025, Belvo launched Biometric Pix, aiming to enhance instant payments in Brazil.