Fortuneo is expanding Wero across Europe for payment rollouts.

2025-10-28

The French online bank Fortuneo, a part of Crédit Mutuel Arkéa, has recently incorporated the European payment wallet Wero into its digital services. This integration is indicative of Fortuneo’s ongoing efforts to expand its offerings across Europe.

Developed by the European Payments Initiative (EPI), Wero aims to simplify instantaneous payments within the continent and reduce dependence on American platforms like PayPal and Apple Pay. Fortuneo rolled out the service to its customers starting October 22, 2025, following similar moves by Hello Bank, Monabanq, and neobank Revolut.

Step-by-Step Progress of European Payments Initiative

Multiple major French banks, such as BNP Paribas, Société Générale, La Banque Postale, and Credit Agricole, had previously introduced Wero earlier in the year. This move has granted millions of users access to its fast transfer features. The wallet enables users to send and receive funds using just a phone number, free of charge, and is compatible with major banks.

Revolut, a non-French neobank, was among the first to offer Wero in France, Belgium, and Germany during the summer of 2025. Although no official statement has been issued by Revolut, local media reports suggest that users are reporting successful operations with the service.

Future Integrations and Alignments

Further rollouts of Wero are anticipated before the end of 2025. German bank N26 has confirmed plans to include Wero in its payment offerings later this year, expanding on its existing use of local systems like Bizum in Spain and iDEAL in the Netherlands. The EPI’s acquisition of iDEAL ensures that the Dutch service will join the Wero network early in 2026.

Nickel, owned by BNP Paribas, is currently assessing the integration of Wero but has not announced a timeline for when this might occur. BoursoBank, a subsidiary of Société Générale, has noted that customer demand for such services remains limited and will continue to rely on its internal instant SMS transfer feature, which handled 1.8 million transactions in 2024 according to Boursedescredits.