UK-based Revolut, along with its investors, is reportedly nearing the completion of a USD 3 billion fundraising round that would value the company at around USD 75 billion.
Background on Revolut’s Fundraising
The fundraising was managed by Revolut itself without the assistance of financial advisors. Sources indicate that this round combines new funding with a secondary share sale, which will provide liquidity to early investors and employees.
Just one month prior, in September 2025, Revolut repurchased shares at a valuation of USD 45 billion, allowing some of these shares to be resold to new investors at a higher price. At that time, the company was selling shares for USD 865.42 each, reflecting the secondary share sale valuation set for 2024. Additionally, Revolut was in discussions with companies like Greenoaks Capital to raise further funds.
Revolut’s Growth and Strategy
Revolut, which began operations in 2015, has grown significantly over the years to become a global financial superapp offering services such as checking and savings accounts, stock and crypto trading, bill payments, budgeting tools, and international money transfers. The company claims to have 65 million users.
The substantial increase in Revolut’s valuation highlights investor confidence in digital finance platforms. Long-term targets for the company could push its valuation to USD 150 billion, positioning it as a key player in Europe alongside HSBC.
This capital injection will support Revolut’s growth plans, including entering 30 new markets and investing approximately USD 13 billion to reach 100 million customers. The company will continue efforts to obtain full banking licenses in the countries where it operates or acquire banks when it is more efficient for expanding its regulated footprint.
Just a few days before this news, Revolut announced that it had entered into an agreement to strategically acquire Swifty, an AI-enabled travel agent startup originally incubated at Lufthansa Innovation Hub. This acquisition allows Revolut to integrate Swifty’s AI technology and founding team into its operations for the benefit of improving loyalty and lifestyle products for its global customer base.
