Apple’s Expansion of Tap to Pay in Europe

Apple has extended its Tap to Pay functionality on iPhones to include Estonia, Latvia, Lithuania, Monaco, and Norway. This feature allows merchants to accept contactless payments directly from their iPhones using an enabled iOS app.

In collaboration with various payment platforms, developers of mobile applications, and payment networks, Apple aims to simplify the acceptance of payments via Tap to Pay for businesses ranging in size, requiring no additional hardware or point-of-sale terminals. Any iPhone running the latest version of iOS, starting from iPhone Xs, can be used to facilitate these transactions.

During a transaction, merchants can prompt customers to bring their contactless card, iPhone, Apple Watch, or other digital wallet close to the phone, with NFC technology ensuring secure payments.

Details on Tap to Pay in Europe

In Estonia, payment services such as SumUp and Revolut are utilized. For Latvia, it is solely through SumUp. In Lithuania, both SumUp and Revolut provide support. Monaco benefits from integrations with Adyen and BNP Paribas, while Norway supports Tap to Pay via a variety of platforms including Adyen, Nexi, PayPal, Stripe, SumUp, Surfboard Payments, and Viva.com.

Merchants can also accept Apple Pay along with contactless credit and debit cards from networks like American Express, Mastercard, and Visa. Additionally, in Norway, BankAxept is available for customers through Surfboard Payments.

Apple prioritizes privacy in all payment features, ensuring that customer data remains secure during transactions made via Tap to Pay on iPhone. Apple does not retain information about purchases or buyers involved in these transactions, and all payments are encrypted using the Secure Element technology.

Tap to Pay is now available in 43 countries and regions worldwide.