The German financial institution Deutsche Kreditbank AG (DKB) has unveiled plans to enhance its digital securities offerings through a strategic partnership with the fintech company Upvest.

This initiative aligns with DKB’s broader objectives of bolstering its technological infrastructure, with an aim to serve more than 5.9 million retail customers by year-end 2026. It builds upon other recent innovations at DKB, such as a collaboration with OpenAI, and is designed to facilitate easier access to securities products through updated systems.

The Role of Upvest

Upvest will contribute its modular Investment API that supports trading, custody, and back-office services. This technology is expected to deliver real-time cost and performance data, among other features, including the ability to execute share purchases based on amounts rather than whole units.

In addition, future enhancements like integrated watchlist functionalities and options for retirement or children’s savings accounts are anticipated to be rolled out incrementally.

Strategic Implications

DKB officials state that the partnership with Upvest signals a commitment to aligning securities services more closely with customer preferences and improving overall efficiency in service delivery. As of August 2025, Upvest had processed over 100 million transactions annually and managed more than 9.2 million orders.

The move is seen as a step toward modernizing securities trading while ensuring scalability. Upvest representatives note that working with traditional financial institutions like DKB underscores the versatility of its platform to cater to both fintechs and established banks alike.

About Deutsche Kreditbank AG

Headquartered in Berlin, DKB is a part of BayernLB Group and ranks among Germany’s top 20 banks. Upvest, with a workforce of approximately 250, serves several notable clients including Revolut, N26, bunq, Webull, Raisin, and Openbank.