Klarna, a prominent instalment payment service provider, has announced plans to integrate its services into Chrome’s autofill feature for US users this year.
Benefits of the Integration
The update will enable eligible users who spend over USD 35 per purchase to utilize Klarna’s interest-free “Pay in 4” option directly within their web browser. For larger transactions, monthly financing plans starting at 0% APR will also be available.
Chrome’s autofill feature stores and automatically enters saved payment information during checkout, reducing errors and speeding up the process. By integrating Klarna’s services into Chrome’s native checkout experience, users can select their repayment options without needing to install additional applications or navigate external platforms.
Reflecting Consumer Demand for Payment Flexibility
According to Klarna representatives, the integration is designed to meet growing consumer demand for payment methods that offer both flexibility and convenience. The move reflects changing online shopping habits and a trend towards alternative financing arrangements.
This development aligns with broader trends in e-commerce where payment providers are embedding their services into existing digital tools, rather than relying on dedicated apps or websites. For Chrome users in the United States, this could streamline purchasing decisions by consolidating payment method selection and repayment scheduling within a single browser-based step.
Klarna’s IPO Plans
Separately, Klarna is reportedly preparing for a second attempt at an initial public offering (IPO) on the New York stock market as early as September or October 2025. Despite ongoing market conditions, the company remains confident and aims to list its shares before the end of the year.
In a memo sent to investors in July 2025, Klarna representatives stated that their company’s momentum continues to build, indicating that the IPO is still on track. This move reflects the company’s commitment to expanding its reach and capitalizing on the growing demand for flexible payment solutions.
