Thunes and Ontop have collaborated to enable businesses in America to provide real-time global payments, catering specifically to the needs of remote workers who can receive their pay instantly from anywhere.
The Partnership
Ontop is enhancing its financial services through this partnership, offering freelancers and remote workers immediate access to their earnings irrespective of geographical boundaries.
Utilizing Thunes’s Direct Global Network, Ontop users can receive instant local currency payouts to bank accounts in markets like Costa Rica, India, the Philippines, South Africa, Vietnam, and the UK. This approach streamlines cross-border payments and reduces delays and friction often encountered with traditional methods.
Real-time fund delivery supports Ontop’s efforts to accelerate business growth in the US and Latin America while significantly improving the quality of life for freelancers and remote workers, especially those living in emerging markets where rapid, secure, and accessible cross-border transactions are crucial.
The collaboration between Thunes and Ontop aims at delivering instant, cost-effective cross-border payments on a large scale. This integration makes their platform an ideal solution for processing freelance and remote worker payouts.
Regulatory Compliance and Expansion
In June 2025, Thunes acquired money transmitter licences in all 50 US states, bolstering its global reach while adhering to stringent regulatory standards. This acquisition strengthens the company’s commitment to managing risk and driving innovation in cross-border payments.
With these new licenses, Thunes can directly contract with American businesses for real-time cross-border transactions via its Direct Global Network, which covers over 130 countries and supports more than 80 currencies.
The Freelance Workforce
This collaboration comes at a time when freelance work is on the rise, with an estimated 1.57 billion people globally classified as self-employed workers, accounting for about 47% of the global workforce. The market for freelance platforms is projected to grow by over 16% annually from 2024 to 2030.











