Network International has expanded its merchant lending marketplace by partnering with Wio Bank PJSC, a digital bank based in the UAE.

This collaboration allows small and medium-sized enterprises (SMEs) using Network’s platform to access credit offerings from Wio directly within their existing interface.

Through this partnership, merchants can apply for financing leveraging real-time transaction data to get customized loan offers. The entire process—from application to disbursement—is conducted digitally in a single integrated environment.

According to Network International officials, the collaboration is part of their broader strategy to simplify access to credit for SMEs through integrated digital tools. This initiative aims to address longstanding issues such as speed and administrative burdens in SME financing.

Enhancing SME Credit Access via Embedded Finance

Wio Bank representatives view the integration as a means to streamline financial management for small businesses, emphasizing that improved digital credit services can support entrepreneurship and operational scaling in the UAE.

With Wio Bank’s addition, Network International’s lending platform now features multiple credit providers tailored to smaller business needs. The company aims to create a multi-lender ecosystem offering merchants greater choice and flexibility while assisting financial institutions in reaching new customer segments.

This partnership also helps expand Wio Bank’s SME customer base, aligning with its digital strategy focused on Embedded Finance and Banking-as-a-Service (BaaS) solutions.