MiniPay has partnered with Noah to facilitate the use of stablecoins for users in emerging markets, including freelancers and migrant communities.

The partnership is designed to make stablecoin transactions more practical by integrating global financial systems with local payment methods.

Through this collaboration, MiniPay users can receive international payments in USD and EUR via traditional banking channels such as ACH and SEPA. These funds are then converted into stablecoins like USDT, USDC, or cUSD and remain accessible within the MiniPay wallet. Users can spend these coins directly or withdraw them using local payment systems.

The service is non-custodial, ensuring that users maintain full control over their funds without relying on intermediaries.

Enhancing the practicality of stablecoins

One significant feature introduced by this partnership allows MiniPay users to make local payments directly within the app. The integration with Noah’s infrastructure supports popular regional payment methods such as mobile money and bank transfers, enabling seamless transactions without the need for currency conversions or exits from the app.

Noah officials emphasized that this setup simplifies international transactions by providing virtual USD and EUR accounts linked to stablecoin balances. This approach offers a more cost-effective and accessible solution compared to traditional platforms, which often require foreign bank accounts and incur high fees.

This development arrives as stablecoin adoption continues to expand, with a circulating supply exceeding $150 billion, but remains largely focused on institutional users. The new offering from MiniPay and Noah aims to address the needs of retail users and small-scale earners who have often been overlooked in digital finance innovations.